Loans

Find A Loan For You

Get our lowest ever rate of 6.9% (7.1% APR) for Home Improvement Major Projects Loans, or find a loan that suits you below.

Try out our quick and easy loan calculator below

Repayment
9.68% APR

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This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

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Representative Example

Borrow a Standard Loan of €1,000 over 12 months, repay €88 per month, total amount payable (including interest of €51) is €1,051.00. Annual interest rate  is 9.25% (9.65 APR). APR= Annual Percentage Rate.

Borrowing with Altura CU

  • We offer competitive rates on Car Loans, Education Loans and Home Improvement Loans for projects big and small
  • Not a Member? Not a problem, we have a quick Membership Onboarding process, all controlled from our Mobile App
  • We offer Loan, Home and Travel Insurance
  • We have helpful staff who can help you find the right loan for you

Documentation Required When Applying for your Altura CU Loan

  • 3 Recent Payslips (in most cases).
  • Photo ID (Passport/Driving Licence) If not recently on file with us.

We now offer open banking, which allows you to  securely share your current account information digitally using your online banking. This means you do not have to bring in paper statements, or order same from your bank. This is a much easier option for you, and speeds up the decision making process -more information here.

Please Note: The above documents are required for each person and/or guarantor associated with an application.

We may require additional documents to support your loan application in some cases. We will also be required to complete a credit check as part of any loan application.

Benefits of a Loan with Altura CU

  • We have a quick and easy Loan application process
  • We give you the ability to apply online, upload your documents and digitally sign for your loan, without leaving your home!
  • We have a personable approach to Loan Applications, we will sit with you and run through exactly what you need
  • We have loans for all purposes & rates available, have a chat to us for more information

Loan Applications

  • All loan applications are handled in the strictest of confidence
  • We will easily explain how much you need to pay back
  • Top-Up loans are available to all Members
  • Don’t forget, it can all be done online
  • You can call 0818 345 925 for advice, or to apply