Drive Away in 2025 with Confidence 

Looking to upgrade to a brand-new car this year? At Altura Credit Union, we’re here to help you hit the road with ease. Our New Car Loan Rate is designed exclusively for members purchasing a brand-new car registered in the current year.

Why Choose Our New Car Loan?

• Low Interest Rate – Just 4.95% (5.07% APR)

• Flexible Terms – Borrow over a period of up to 7 years

• Top-Ups Allowed – As long as you're purchasing another brand-new car, top-ups can be accommodated under the same great rate

What You Need to Know

• This rate is only for brand-new cars (registered in the current year)

• Not applicable to second-hand cars, imported cars (e.g. from the UK or Northern Ireland), or private sales

• Loan funds must be paid directly to the garage (by cheque or electronic transfer with invoice-provided IBAN and BIC)

• Proof of purchase required, such as an invoice or quotation from the garage

Applications are subject to normal lending criteria

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. **Loans are subject to approval. Terms and conditions apply. APR= Annual Percentage Rate

Apply Now

Apply online via Online Banking, call us on 0818 345 925 or speak to us in your local branch. 

You can complete an enquiry form if you would like a call back.