Own Your Car Outright – With an Affordable, Flexible Loan

Coming to the end of your PCP agreement? Take control of your car's future with a PCP Redemption Loan from Altura Credit Union. At a competitive rate of just 6.9% (7.1% APR), you can borrow to cover the balloon payment — and even include the cost of an upgrade if you’re ready for your next car.

With no hidden fees, flexible repayment terms, and personal service, it's car finance made simple.

Why Choose Our New Car Loan?

• Low Interest Rate – Just 6.9% (7.1% APR)

• You will finally OWN your car outright

• Flexible Terms – Borrow over a period of up to 5 years

• Top-up option available if you’re upgrading

Applications are subject to normal lending criteria

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. **Loans are subject to approval. Terms and conditions apply. APR= Annual Percentage Rate

Apply Now

Apply online via Online Banking, call us on 0818 345 925 or speak to us in your local branch. 

You can complete an enquiry form if you would like a call back.