Flexible Car Finance for Private Sales, Vans & More

Our Standard Rate Car Loan is ideal for private car purchases, van sales, or other vehicles that don’t qualify for our promotional rate.

With a competitive rate of 9.25% (9.68% APR), you’ll get a straightforward, flexible loan – with the option to move to our lower promotional rate once you’ve met the criteria.

Why Choose Our New Car Loan?

• Competitive Interest Rate – Just 9.25% (9.68% APR)

• Flexible Terms – Borrow over a period of up to 5 years

• Option to convert to 6.9% (7.1% APR) after purchase

Upgrade to a Lower Rate Later

If you're buying a car privately, you’ll start on the standard rate, but you can switch to our promotional rate of 6.9% (7.1% APR) once you’ve received the vehicle registration certificate (log book).

Just bring it in to the Loans Department and we’ll update your agreement – quickly and easily – to reflect the new lower rate (subject to eligibility).

Applications are subject to normal lending criteria

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. **Loans are subject to approval. Terms and conditions apply. APR= Annual Percentage Rate

Apply Now

Apply online via Online Banking, call us on 0818 345 925 or speak to us in your local branch. 

You can complete an enquiry form if you would like a call back.