Christmas Loans
We can help you spread the cost of Christmas this year. With the rising cost of living, it makes sense to use a personal loan to help you over the festive season instead of more expensive options like a credit card or overdraft.
Why Altura?
- Excellent Value. At just 9.25% (9.68% APR) Altura's Christmas Loan is competitively priced.
- A straight-forward loan, with no sneaky conditions. We offer flexible Christmas loans to suit everyone. You can pay off your loan early or increase your repayments, all without any fees or penalties.
- Loans with built in insurance, at no cost to you. This is designed to pay off a loan in the event of a borrower’s death – subject to terms, conditions and eligibility criteria (we will explain these to each individual member).
- Altura is at the heart of your community. Credit unions are not-for-profit and owned by our members, the people who save with us and borrow from us. All decisions are taken at local level, in the best interest of all our members
Example: If you borrow €1,500 over 1 year, there are 52 weekly repayments of €30.28. The cost of the loan is €71.48. The total amount repayable is €1,571.48.
Warning: If you do not keep up the repayments on your loan, it will fall into arrears. This may affect your ability to access credit in the future. Altura Credit Union Ltd. is regulated by The Central Bank of Ireland
When Using Loan Calculator - Choose 'Standard Loan' as the type/purpose
Maximum Loan Term :
9.68%
9.68%
9.68%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Christmas Covered With Altura
