Promo Vehicle Loan
Promotional Vehicle Loan
Only 6.9% (7.1% APR)
Whether you are a first-time buyer buying an affordable car, or a frequent borrower ready to buy that brand new car you always wanted - Altura Credit Union can help you with the best payment plan and the best rates available from any Credit Union in our area!
Promotional Vehicle Loan 6.9% (7.1% APR)
This is a very popular loan with us, as you will own the car from the outset - unlike many car finance agreements. There are NO balloon payments, NO early repayment fees. Once you know the dealer you are buying the car from, we will make the cheque payable to that dealer. This is proof of the car purchase (needed to avail of this rate).
As this is a promotional loan, the full loan amount is for the purchase of the car only. If you are buying the car privately, you can borrow at our standard rate (9.25% (9.68%APR)), and then when you receive the vehicle registration certificate in the post (again, as it is proof of the car purchase), convert the loan to the promotional rate of 6.9% (7.1% APR). Use our Loan Calculator to see just how affordable it is.
Example: A loan of €10,000 over 5 Years would have 60 Monthly repayments of €197.58. Total Interest Payable: €1,854.04. Total Amount Repayable €11,854.04
How To Apply
Apply Online via Online Banking, or speak to us in your local branch.
*Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. **Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Loans Approved
Loans Applied Online
Applying for a loan is now easier than ever. Simply login to your Online Banking Account and apply today.
