12 July 2022
Check Out Our Car Loan Options!
Whether you are on the market for a new or used car by getting your Altura car loan approved you can shop in confidence as the funds are ready for you to draw down. There are no balloon payments, no early repayment fees, no restrictions and you will own the car from the outset!
Promotional Car Loan 6.9% (7.1% APR)
Our Promotional Car Loan is extremely popular as you will own the car from the outset unlike many other car finance options. There are no balloon payments or early repayment fees. Once you have chosen the car dealer you are buying the car from, we will make the cheque payable, or transfer the funds electronically, to your car dealer of choice. This is proof of the car purchase (needed to avail of this rate).
A loan of €10,000 over 5 Years would have 60 Monthly repayments of €197.58. Total Interest Payable: €1,854.04. Total Amount Repayable €11, 854.04.
PCP Redemption 6.9% (7.1% APR)
Altura Credit Union offers this great borrowing rate to finance the balloon payment on your car and the cost of upgrading. Check out our loan calculator to see just how affordable it is.
- You will finally own your car.
- No early repayment fees.
- Loans are insured, at no extra cost.
A loan of €10,000 over 5 Years would have 60 Monthly repayments of €197.58. Total Interest Payable: €1,854.04. Total Amount Repayable: €11, 854.04.
Standard Rate Car Loan 9.25% (9.68% APR)
This loan type suits members looking to purchase cars, vans and other vehicles privately. However, you can convert the loan to our Promotional Car Loan Rate (6.9% (7.1% APR) once you have received the log book as proof of ownership.
A loan of €10,000 over 5 Years would have 60 Monthly repayments of €208.88. Total Interest Payable: €2,531.02. Total Amount Repayable: €12,531.02.
How To Apply
Apply online via online banking, call 0818 345 925, visit your local branch or fill in the online enquiry form.
We have given out €17,000,000 in car loan to our members. 30% of loan applications are made online and 94.5% of loan applications are approved.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Loans are subject to approval. Terms and conditions apply.