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  • Cultivate Farmer Friendly Finance Now Available
Cultivate Farmer Friendly Finance Now Available

06 July 2022

Cultivate Farmer Friendly Finance Now Available

Altura Credit Union Ltd. are delighted to have joined Cultivate, the collaborate credit union finance lending platform specifically aimed at those in the farming sector.

Due to Ulster Bank exiting the Irish Market and the closure of many Bank of Ireland rural branches we hope to welcome new farmers, farming organisations and Agri businesses in our local community.

Cultivate is our newest lending product that provides short to medium term finance which enables us to help our farming members develop and future proof their business by providing quick and easy access to finance. Borrow up to €75,000 (unsecured) up to 7 years at a variable interest rate of 6.55%, typical APR 6.75% with repayment schedules designed to suit farmers cash flow. Farmers can borrow for a variety of farming purposes including purchasing livestock, new or second-hand farm machinery, upgrading buildings or facilities, obtaining working capital and increasing cash flow.

Why Choose Cultivate

  • No administration fees.
  • No hidden charges.
  • No penalties for early repayments.
  • Interest is charged on the reducing balance of the loan.
  • Loan Protection Insurance is provided at no extra cost. If the borrower dies the loan is cleared (subject to terms and conditions, age and health restrictions).

Documents Needed to Apply for A Cultivate Loan

  • Two years farm accounts.
  • Tax Clearance Certificate.
  • Three months bank statements (personal & business).
  • Business plan for loans exceeding €25,000.
  • Statement of direct payments.
  • Evidence of non-farm income (3 payslips if employed/Form 11 if self-employed).
  • Milk Cheque Statement (if dairy).
  • Tams Confirmation if this is the purpose of the loan.

How To Apply

Cultivate Farmer Friendly Finance is built specifically around the growing needs of our farming members and is at a very competitive rate. We cover a large rural area with five branches located throughout County Wexford and County Wicklow with our Head Office being situated in Gorey.

If any of our farming members are interested in finding out more information, please visit one of our branches, visit our website www.alturacu.ie, email loans@alturacu.ie or call 0818 345 925.

Please See Additional Information Below:

https://cultivate-cu.ie/

https://alturacu.ie/media/rcrdzlph/farm-loans-agri-fact-find.pdf

https://alturacu.ie/media/yaeh0ewr/farm-cultivate-documentation-required.pdf

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Cultivate Farmer Friendly Finance Now Available

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Gorey Head Office

Address:
McDermott Street, Gorey, Wexford, Ireland, Y25 XV05
Tel:
General Queries: 053 94 88700 | Loans: 0818 345 925
Fax:
053 94 20938
Email:
info@alturacu .ie
Web:
https://www.alturacu.ie
Latitude:
52.675519
Longitude:
-6.293214
We're Open:
Monday 09:30 - 16:00
Tuesday 09:30 - 16:00
Wednesday 09:30 - 16:00
Thursday 09:30 - 16:00
Friday 09:30 - 16:00
Saturday 09:30 - 16:00

Roundwood Branch

Address:
Ashtown, Oldtown, Wicklow, Ireland, A98 D935
Tel:
General Queries: 01 2818 587 | Loans: 0818 345 925
Fax:
053 94 20938
Email:
info@alturacu.ie
Web:
https://www.alturacu.ie
Latitude:
53.068672
Longitude:
-6.223516
We're Open:
Friday 09.30 - 16.00
Saturday 09.30 - 15.00

Rathdrum Branch

Address:
Market Place, Rathdrum, Wicklow, Ireland, A67 NP44
Tel:
General Queries: 0404 46557 | Loans: 0818 345 925
Fax:
053 94 20938
Email:
info@alturacu.ie
Web:
https://www.alturacu.ie
Latitude:
52.930899
Longitude:
-6.231936
We're Open:
Monday 09.30 - 16.00
Thursday 09.30 - 16.00
Friday 09.30 - 16.00
Saturday 09.30 - 15.00

Carnew Branch

Address:
Main St, Carnew, Wicklow, Ireland, Y14 XR80
Tel:
General Queries: 053 94 26570 | Loans: 0818 345 925
Fax:
053 94 20938
Email:
info@alturacu.ie
Web:
https://www.alturacu.ie
Latitude:
52.710949
Longitude:
-6.495620
We're Open:
Monday 09.30 - 16.00
Thursday 09.30 - 16.00
Friday 09.30 - 16.00
Saturday 09.30 - 15.00

Ferrybank Branch (Arklow)

Address:
Ferrybank, Arklow, Wicklow, Ireland, Y14 HX79
Tel:
General Queries: 0402 44715 | Loans: 0818 345 925
Fax:
053 94 20938
Email:
info@alturacu.ie
Web:
https://www.alturacu.ie
Latitude:
52.800577
Longitude:
-6.148936
We're Open:
Monday 09.30 - 16.00
Thursday 09.30 - 16.00
Friday 09.30 - 16.00
Saturday 09.30 - 15.00

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Altura Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 230CU

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