Fees & Charges
Other Account Fees & Charges
The Fees below apply to your accounts which are not current accounts.
For all third-party cheques issued by Altura Credit Union Ltd. at a Member's request: €3.50 each (For example, cheques payable to a utility or insurance company)
As an alternative, we will process free of charge an electronic fund transfer (EFT) on behalf of the Member, as long as the relevant banking details are supplied (BIC & IBAN) of the person/organisation you wish to pay) and any reference needed.
For Returned (refer to drawer) cheques: €10.00 each
(Cheques that a Member has lodged to their Credit Union account, but have been returned to us not honoured by their bank)
Stop Payment Instructions (cheques): €5.00 each
Cheque Copy Request (per item) €2.50
For returned Incoming Direct Debits: €2.50 each
(Direct Debits that the Member has set up with us to lodge to their Credit Union account not honoured by their bank)
For returned Outgoing Direct Debits / Standing Orders: €10.00 each
Membership Fee: €1.00 There is a once-off Membership fee applied to all accounts on joining (This does not apply to Under 16s OR over 70s).
ILCU Affiliation Fee: €1.80 (Annually). The Irish League of Credit Unions (ILCU) was set up by a small group of credit unions in 1960 to represent & service affiliated credit unions on the island of Ireland. The ILCU now represents the interests of hundreds of credit unions in Ireland.
Commercial Account Fees
Commercial Cash Fee: €0.20 per €100 lodged
Any of our business account holders will pay the above fee for notes lodged
For any queries on the above please ask in any of our 6 Branches or call our Head Office on 053-94 88700.