Financial Difficulties

Don't Ignore Arrears, come and talk to us. We can help.

What happens if I don’t or can’t repay my loan as agreed?

If you don’t or can’t repay your loan per the original loan agreement this will affect your credit rating. All credit union loans are registered with the Irish Credit Bureau Central Credit Register. Arrears on your loan will affect your future ability to access credit with the credit union and all other financial institutions.

Altura credit union Ltd. recommends that you make contact with us at the earliest possible stage to advise us of any changes in your circumstances or any temporary difficulties you might be experiencing. Your credit union is flexible and is willing to work with you to help you through a difficult period. It is very important that you make contact with us to discuss your options and to keep us informed.